Is Managing Your Practice’s Finances Keeping You Up at Night?
Many physicians struggle with financial management on top of patient care. Consider these scenarios, and see if any sound familiar:
Solo Practitioner
Unsure when and how to incorporate properly – risking mistakes that could affect future eligibility for tax benefits and paying top marginal rates while peers who structured earlier are already building great asset portfolio and savings??
Seasoned Physician
Making strong income but still losing 40–50% to tax due to inefficient compensation (salary vs. dividend not optimized) and failing to integrate personal investments with corporate planning, leading to double taxation later??
Clinic Owner
Clinic is treated like “just a practice,” instead of a scalable, transferable asset and not preparing for a future sale or partnership buy-in, leaving potential millions in unrealized value!!!
Our Proven Track Record & Trust Markers
Many physicians struggle with financial management on top of patient care. Consider these scenarios, and see if any sound familiar:
Certifications:
Dr. Fakhir
Pediatrician
786 Venture CPA team has been extremely proactive and really a all in one package. For years, I have been with another mid level CPA firm, where I was just a number, did the annual year-end done and always troubled with penalty and interest for late payment and late notice but with Sayem and the team, they do follow-up with us on a monthly and sometime quarterly basis, making sure we never miss any deadline. They even go a step further and make the payments on our behalf just in case, we are not able to sometime. I really appreciate their genuine client care and commitment to my asset protection.
Dr. Amteshwar S.
Family Physician
786 Venture CPA team has nothing but the absolute best!! They pro-actively completed a plan where I was able to take over $1 million out of professional corporation at the lowest rate possible before the capital gain fiasco last year, I don’t know what would I do without them, they have always been very diligent and pro-active, giving us tax tips and making sure we are always taken care of.
Three Physician-Specific Pathways
Every month you delay costs you thousands in missed tax savings and retirement growth
Monthly
Annually
Solo Practitioners
$300 /month
Perfect for new doctors just starting out
Key benefits with physician-specific language
Success story: “Dr. Rahman optimized $80,000 in tax savings
Seasoned Physicians
$425 /month
Advanced strategies (IPP, holding companies)
Ideal for established doctors growing their wealth
Success story: “Dr. Rahman optimized $80,000 in tax savings
Clinic Owners
$750 /month
Exit planning with CEPA expertise
Complete financial management for practice leaders
Success story: “Dr. Datta’s clinic was able to increase clinic valuation by almost 20%”
Solo Practitioners
$3,060 /annually
Perfect for new doctors just starting out
Key benefits with physician-specific language
Success story: “Dr. Datta’s clinic was able to increase clinic valuation by almost 20%”
Seasoned Physicians
$4,335 /annually
Advanced strategies (IPP, holding companies)
Ideal for established doctors growing their wealth
Success story: “Dr. Datta’s clinic was able to increase clinic valuation by almost 20%”
Clinic Owners
$7,650 /annually
Exit planning with CEPA expertise
Complete financial management for practice leaders
Success story: “Dr. Datta’s clinic was able to increase clinic valuation by almost 20%”
Financial Care Tailored to Your Needs
No matter where you are in your medical career – just starting out, at your peak, or managing a clinic – 786 Venture CPA has a prescription for your financial headaches. We address your unique challenges with targeted strategies, so you can focus on patients while we focus on your finances.
Solo Practitioners – Building a Strong Foundation
Pain & Agitation – Common Struggles for Solo Physicians
- Newly practicing, often unincorporated, and unsure when (or how) to incorporate.
- Facing high personal tax rates, with little cash left after loan repayments and living costs.
- Student debt stress plus irregular income makes financial planning overwhelming.
- Too much time wasted on bookkeeping and spreadsheets, instead of patient care.
- No clear plan for income structuring (salary vs. dividends), leaving money on the table.
- Overwhelmed by CRA paperwork – taxes, instalments, RRSP contributions – with no roadmap.
Solutions – How 786 Venture CPA Helps Solo Physicians
Complete Bookkeeping & Accounting
- Full bookkeeping management – stop spending nights on spreadsheets.
- Accurate reporting and reconciliations for clarity on your practice finances.
Personal Tax Filing (T1) for You and Spouse
- Annual returns prepared and filed with every deduction and credit optimized.
- Family-focused planning to minimize overall household tax.
Incorporation & Income Structure Advice
- Guidance on if and whento incorporate to reduce taxes.
- Optimize compensation mix (salary vs. dividends) for maximum after-tax income.
Proactive Tax Planning
- No more tax surprises – advance planning for instalments and RRSPs.
- Cash flow mapped out so you stay financially stable.
Financial Coaching & Early Wealth Building
- Student loan repayment strategies combined with saving plans.
- Early guidance on setting up investments, TFSAs, and retirement planning.
Seasoned Physicians – Scaling Wealth with Peace of Mind
Pain & Agitation – Common Struggles for Experienced Physicians
- Already incorporated, but paying too much in taxes due to inefficient structuring.
- Wondering if salary vs. dividend mix is optimized each year.
- Complex finances – professional corporation, personal income, and investments not aligned.
- Missing out on advanced strategies like income splitting or Individual Pension Plans (IPP).
- Accumulating retained earnings in a corporation but unsure how to invest tax-efficiently.
- Growing wealth, but no clear retirement, estate, or succession plan in place.
Solutions – How 786 Venture CPA Helps Seasoned Physicians
Comprehensive Corporate & Personal Tax Management
- Integrated handling of T2 (corporate) and T1 (personal) returns.
- Annual compensation strategy optimized for your income and family.
Advanced Tax Planning
- Quarterly strategy sessions to capture tax-saving opportunities.
- CRA-compliant income splitting and advanced deductions.
- Setup and management of Individual Pension Plans (IPP) for significant tax-deferred retirement growth.
Holding Company Setup & Optimization
- Advice on creating a holding company for retained earnings and investments.
- Protect clinic or corporate assets and enable tax-efficient investment structures.
Wealth-Building Strategies
- Planning for investment in real estate, markets, or through your corporation.
- Integrating personal financial goals (vacation home, children’s education fund) with tax planning.
Ongoing Compliance & CRA Protection
- Stay ahead of tax law changes affecting physicians.
- Proactive updates when new federal budgets or dividend rules impact you.
- Audit-ready support so compliance is never a worry.
Pain & Agitation – Common Struggles for Clinic Owners
- You’re not just a doctor – you’re a clinic owner balancing patient care and business leadership.v
- Managing payroll, overhead, compliance, and staff is overwhelming and eats into time with patients.
- Worry about profitability keeps you up at night – cash flow, margins, and rising costs are constant stressors.
- Running multiple corporations or partners complicates tax filings and makes structuring difficult.
- Expansion planning or eventual sale of your clinic feels uncertain – will you maximize its value?
- No clear succession or exit strategy in place, leaving your future financial freedom at risk.
Solutions – How 786 Venture CPA Helps Clinic Owners
Full-Service Bookkeeping & Payroll Managemen
- End-to-end bookkeeping and payroll handled for you.
- Accurate reconciliations, staff paycheques, and T4s prepared on time.
- Eliminate CRA payroll penalties and late remittance headaches.
Corporate Tax & Multi-Entity Structuring
- We manage all corporate tax filings across multiple entities.
- Design efficient inter-company structures (management fees, dividends, etc.).
- Protect assets and minimize tax liability with optimized corporate structuring.
Strategic Business Advisory (Your Fractional CFO)
- Regular financial reporting and KPI interpretation to guide decisions.
- Budgeting and forecasting for staffing, new physicians, or equipment investments.
- Analysis of financing options to support clinic growth with confidence.
Exit & Succession Planning (CEPA Expertise)
- Build a plan early to maximize value when it’s time to sell, partner, or transition.
- Guidance on deal structures (asset vs. share sale) for best tax outcomes.
- Use of the Lifetime Capital Gains Exemption (LCGE) where possible to keep more in your pocket.
Ongoing Tax Compliance & Audit Support
- GST/HST filings, annual returns, and CRA correspondence handled directly by us.
- In the event of an audit, we deal with CRA so you can stay focused on patients.
- Peace of mind knowing your clinic is always compliant and audit-ready.
Why 786 Venture CPA? – Your Financial Quarterback
Even after outlining solutions, we reinforce credibility through social proof and unique selling points
More Than Just Accountants
- We’re not here to just file returns; we’re here to orchestrate your entire financial game plan.
- From incorporation decisions to retirement and succession planning, we look after today, yesterday’s gaps, and tomorrow’s opportunities.
Experienced & Recognized
- 2,000+ corporate tax returns filed annually for small business owners and physicians across Canada.
- Proudly awarded Top CPA Firm in 2023 for client service and innovation.
- Trusted hands with a proven record of excellence.
Real Results for Physicians
- One physician client saved $80,000+ in their first year with us.
- Consistent track record of reducing taxes, optimizing wealth, and removing financial stress.
- From new solo practitioners to multi-physician clinics, we’ve delivered tangible, life-changing results.
Quarterbacking All Your Financial Needs
- Personal taxes, corporate structuring, practice growth, and exit planning – all under one roof.
- Past: Fixing errors and missed opportunities in previous filings.
- Present: Handling bookkeeping, payroll, and tax compliance with precision.
- Future: Strategic planning for wealth growth, succession, and eventual exit.
Cutting-Edge, Yet Personal
- AI-driven bookkeeping and tax tech to automate the grind and catch hidden opportunities.
- Human-first approach: you’ll have a dedicated CPA and CEPA advisor who knows your goals, your family, and your practice.
Holistic & Client-Focused Approach
- Not just your corporation, not just your personal taxes – but the full financial picture.
- Coordinated strategies for income, investments, retirement, and practice value.
- We succeed only when you do – and we walk with you at every step of the journey.
Are You A Physician Who
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Spends nights worrying about tax bills instead of focusing on patient care?
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Feels uncertain about whether you should incorporate your practice?
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Struggles to balance student loan payments with retirement planning?
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Wishes you had a financial expert who truly understands the medical profession?
Urgency And Scarcity
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Only 4 new physician clients accepted this month
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Free consultation slots filling fast - 15-minute sessions available daily
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Tax planning deadline approaching - Don't miss 2025 opportunities
Frequently Asked Questions
Why do I need a specialized CPA firm instead of a regular accountant?
- Physicians face unique tax rules, incorporation strategies, and succession challenges that general accountants often miss.
- We don’t just file returns – we design a comprehensive financial playbook that covers your personal life, professional practice, and long-term wealth.
- Our team includes CPAs, CEPAs, tax lawyers, and CFO advisors– all working together like your financial quarterback.
I’m a solo practitioner just starting out. Is this too advanced for me?
- Not at all. In fact, this is the besttime to start.
- We help you decide if and whento incorporate, set up tax-efficient income structures, and plan around student debt and early savings.
- By starting early, you avoid costly mistakes and set yourself up for decades of financial security.
I already have an accountant. Why should I switch?
- Most accountants only focus on annual tax filings. We cover:
- Tax efficiency today(income structure, deductions).
- Wealth-building strategies for the future(holding companies, IPPs, succession).
- Fixing mistakes from the past(missed credits, unclaimed exemptions, CRA issues).
I run a clinic with staff. Can you help with the business side too?
- We provide end-to-end clinic financial management:
- Payroll, bookkeeping, and compliance.
- Multi-entity corporate structuring (operating company, holding company, real estate).
- Succession and exit planning for a future sale or partnership buy-in.
What happens if I get audited by CRA?
- With us, you’re never alone.
- We manage all CRA correspondence, prepare responses, and represent you in audits.
- Our proactive planning and clean records mean audits are rare, and when they do happen, you’re fully supported.
How do you help with retirement and wealth planning?
- Beyond tax filings, we guide you on:
- Setting up Individual Pension Plans (IPPs) for tax-sheltered retirement savings.
- Using holding companies to protect assets and invest retained earnings.
- Planning your exit so you can use the Lifetime Capital Gains Exemption (LCGE) and keep more of your hard-earned wealth.
Will this take a lot of my time?
- Absolutely not. We know your time is your most valuable asset.
- Our systems are designed for efficiency: secure document portals, AI-driven bookkeeping, and dedicated CPA support lines.
- You spend minutes, not hours – while we handle the heavy lifting.
What’s the first step if I want to get started?
- It all begins with a free consultation.
- We’ll review your current setup, uncover tax-saving opportunities, and outline a personalized action plan.
- From there, we’ll send an engagement letter, onboard you seamlessly, and set your financial journey in motion.
